WeDigit · Digital & IS transformation offer

Digital transformation
and IS professionalisation
in Morocco.

From strategy to operational delivery: we structure, steer and accelerate the digital programmes and IS projects of banks, insurers, industrial groups and public administrations, with measurable results and a genuine transfer of skills.

The challenge

Digital is no longer one channel among others. It is the foundation of the organisation’s strategy.

Customer and user expectations have changed, new entrants shorten cycles, regulators raise the bar. The winners are not those who launch the most projects, but those who industrialise their ability to deliver quickly, well and securely.

Digital transformation is above all a business project, backed by a professionalised information system: senior sponsorship, a solid technology foundation, an evolving culture, and the customer, or the user, at the centre of the intent.

What we have achieved

0banksMoroccan banks: strategy defined and digital transformation programme delivered under our steering
+0projects delivered, a majority of them in banking
+0man-days on the ground
0→3 monthstime-to-market: from 18 to 3 months per project

A unique track record

One of the few firms in Morocco to have done it for four banks.

One of the few firms to have defined and steered the delivery of digital transformation programmes for 4 Moroccan banks.

No other firm in Morocco has led this work across as many banks. It gives us a comparative view of practices, pitfalls and accelerators, which we put at the service of your programme.

RETAIL & CORPORATE

Complete command of requirements

From individuals to corporates: journeys, products, platforms, business rules and compliance.

INNOVATION & VISION

Always ahead

Monitoring, benchmarking, experimentation: we bring the practices that will make the difference tomorrow.

CHANNELS

SSB, web, mobile

Command of self-service banking (SSB), web and mobile channels, and of their consistency.

WORKSTATION & OMNICHANNEL

The adviser is digital too

Omnichannel employee workstation, seamless journeys across channels.

Mobile payment on a smartphone

The customer at the centre of every journey.

All sectors

An approach proven in banking, applied to insurance, industry and public administration.

BANKING

Banks and financial institutions

Digital channels, phygital, digital factory, payments, compliance and technology excellence.

INSURANCE

Insurers and reinsurers

Digitalisation of customer relationships and servicing journeys, business information systems, commercial acceleration plans.

INDUSTRY

Industrial groups and services

Help choosing IS solutions (CRM, ERP, SFA), MOA assistance, IS certification, digital projects and rollout of agility.

PUBLIC ADMINISTRATION

Institutions and public companies

Digital transformation strategy, digitalisation of services to users, professionalisation of information systems.

Why digitalise?

Digitalising means improving performance.

01

Automate

Reduce manual tasks, speed up processing, make operations more reliable.

02

Empower customers

Customers who carry out their own transactions, at any time.

03

Serve instantly, across all channels

An immediate response whatever the channel, with a seamless journey.

04

Know and target better

Customer knowledge and targeting, for a personalised relationship.

USAGE & PRODUCT HOLDING

Adoption rises

Managing the growth in digital usage and in customers' product-holding rate.

MARKETING AUTOMATION

Net banking income grows

Lead management, triggered campaigns and growth in net banking income (NBI) through marketing automation.

RESULT

Loyalty and satisfaction

The outcome: higher NBI, stronger customer loyalty and greater satisfaction.

Our acceleration levers

Six workstreams for digital excellence.

01 · ACCELERATION

Digital strategy & roadmap

A clear vision, translated into a prioritised project portfolio and quick wins that build momentum.

  • Maturity diagnostic and market benchmark
  • Multi-year roadmap, updated quarterly
  • Organisational, technical and platform portfolios
02 · CHANNELS

Channel digitalisation

Mobile, web, corporate banking, onboarding: smooth, compliant, omnichannel journeys.

  • Retail mobile & web banking
  • Corporate platforms, cash management, trade
  • Omnichannel, API enablement, self-care
03 · PHYGITAL

Phygital banking

The branch does not disappear: it reinvents itself. Digital and human hand over to each other within a single customer journey.

  • Omnichannel employee workstation
  • e-KYC onboarding, electronic signature
  • Digital ↔ branch ↔ contact centre continuity
04 · DIGITAL FACTORY

Structuring the digital factory

Autonomous squads, light governance, proven rituals: a lasting capacity to deliver.

  • Squads / tribes organisation and governance
  • Scale-up from 2 to 60 FTEs
  • Product owners, scrum masters, UX, tech leads
05 · TIME-TO-MARKET

Accelerating time-to-market

From backlog to deployment: we remove friction, simplify approval circuits and industrialise releases.

  • Breaking down silos across business, compliance, legal and IT
  • Web and mobile release management
  • Steering through measurable OKRs
06 · EXCELLENCE

Digital excellence

Quality and security are non-negotiable: technology enablers, testing, product culture.

  • Strong authentication, e-sign, e-KYC, tokenisation
  • AI applied to fraud and access security
  • Quality, testing and value steering

IS professionalisation

A professionalised IS, from strategy to delivery.

A successful digital project rests on a solid information system. We support the definition of the strategy and IS master plan, the choice of solutions, then the operational delivery of digitalisation through to go-live and beyond.

Secure adoption with WeChange

SAP ECCSAP S/4HANAMicrosoft Dynamics Business CentralDynamics Finance & OperationsSageCRM · SFA
MASTER PLAN

IS strategy & master plan

IS diagnostic, target architecture, digital and IS roadmap aligned with the organisation’s strategy.

SOLUTION CHOICE

Help choosing IS solutions

Current and future needs, benchmark of solutions and integrators, specifications and selection support.

MOA

MOA assistance & major IS projects

Project governance, design and convergence, testing and acceptance, certification, data migration, post-go-live support.

IT PLATFORMS

IT platform development

Architecture, API-isation of IS assets, design of in-house platforms, project direction and product ownership.

CYBERSECURITY

Cybersecurity upgrade

Diagnostic, upgrade plan, strong authentication, steering of network, cyber and infrastructure projects.

DESIGN & JOURNEYS

Design system, UI & journeys

Definition of journeys, UI/UX design, design system set-up, prototyping and user testing.

Phygital banking

One customer journey, two worlds that hand over to each other.

Example of an onboarding journey, designed with the business, compliance and security teams. Each step is digital or human depending on the value it creates.

01

Discovery

The customer explores the offer and runs simulations online, on mobile or web.

Digital
02

Onboarding

Pre-filled forms, e-KYC, identity verification and real-time compliance.

Digital
03

Advice

An adviser takes over in branch or by video, with the file already prepared.

Human
04

Signature

Electronic signature, contracting and immediate activation.

Digital
05

Lasting relationship

Self-care, targeted marketing push, and an adviser equipped with a 360° view.

Hybrid

Our WeDigit approach

Why, what, how: committing to delivery.

An accelerator that structures the vision, translates it into needs aligned with your priorities, then commits to concrete delivery.

01

Vision & strategy

Why — Structure the strategic, organisational, technological and product vision.

  • Value proposition and ROI
  • Growth ambition
  • Executive committee sponsorship
02

Use cases & customer experience

What — Translate the vision into needs aligned with priorities and build smooth, compliant journeys.

  • Journeys and UX
  • Business rules and compliance
  • Prioritised backlog
03

Initiatives & enablers

How — Put in place the technology foundation and the enablers that secure and accelerate delivery.

  • Omnichannel digital banking architecture
  • API, e-sign, e-KYC, strong authentication
  • Choice of technology partners
04

Organisation, governance & change

How — Embed change management from launch, and install agility.

  • Digital factory, squads, rituals
  • Acculturation and coaching
  • Value-based steering
05

Delivery & go-to-market

Support through to launch: testing, risks, planning, deployment and adoption.

  • Product ownership and project management
  • Releases and testing
  • Measurement through OKRs

Digital factory

Building a lasting delivery capability.

We supported the creation of a banking digital factory that grew from 2 to 60 FTEs, managing 8 platforms, 40 projects and 30 releases, and cutting time-to-market from 18 to 3 months.

PHASE 1

Kick-start

Setting up a task force, framing the vision, first quick wins, choice of platforms and partners.

  • Task force
  • Quick wins
  • Benchmark
PHASE 2

Structuring

Setting up squads, roles (PO, scrum, UX, tech lead), agile rituals and portfolio governance.

  • Squads & tribes
  • Rituals
  • Backlogs
PHASE 3

Industrialisation

Streamlining the design-development-test-release chain, breaking down silos in business, compliance and security approvals.

  • Release management
  • Testing
  • TTM measurement
PHASE 4

Scaling up

Ramp-up to 60 FTEs, squad autonomy, skills transfer to internal teams.

  • Empowerment
  • Coaching
  • Tailored agile toolkit

Agility at scale

Installing agility at scale, not just in one team.

Squads, tribes, digital factory: we support the shift from isolated agile teams to an agile organisation that is governed and measured.

01

Maturity assessment

Assessment of squads' agile maturity and diagnostic of project management processes.

02

Pain points & action plan

Identification of pain points and an action plan for implementing agility at scale.

03

Agile governance

Setting up agile governance and safeguarding ceremonies: sprints, reviews, retrospectives, portfolio committees.

04

Side-by-side support

Coaching within squads and tribes, alongside product owners and scrum masters, to embed practices in daily work.

05

Periodic monitoring

Regular follow-up and assessments to measure progress, correct drift and prepare for autonomy.

Workshop with sticky notes on a board

Autonomous squads, agility that scales.

Digital excellence

Accelerating also means evolving the culture.

ACCULTURATION

Share and engage

Agile Days, Agile Brunch, Agile After Work: regular events to share lessons learned and top-management priorities.

TRAINING & COACHING

Working side by side

Training every level and coaching leaders one-to-one to develop leadership and unblock obstacles.

EMPOWERMENT

A tailored toolkit

Design of an agile toolkit for POs, scrum masters and DevOps teams, so that squads are fully autonomous.

One TeamBreak down silos, simplify business, legal, compliance and digital approvals.
Time to marketOptimise every event, from backlog to deployment.
OptimisationReduce the production budget through an agile organisation.
Customer satisfactionInvolve the customer in the build and in sprint reviews.

The WeDigit teams

End-to-end mastery to secure value creation.

Senior profiles from banking, insurance and industry, directly involved in delivery, accountable across the whole product chain. Partners oversee every engagement.

Project Director / PMODigital banking expertProduct OwnerScrum MasterUI / UX DesignerAgile CoachBusiness AnalystChange ManagerIT / Tech Project ManagerIS ArchitectCybersecurity Expert

Retail

Mobile, web banking, onboarding, online consumer credit, marketing push, card tokenisation.

Corporate & Trade

Corporate platforms, cash management, trade banking, corporate e-banking.

FAQ

Frequently asked questions

It defines the digital strategy and roadmap, structures the programme and project portfolio, steers delivery, embeds agility (digital factory, squads) and measures results. WePartner is one of the few firms in Morocco to have defined and steered the digital programmes of 4 Moroccan banks.

A product organisation of autonomous squads (product owner, scrum master, UX, tech lead) that delivers digital journeys and platforms continuously. We supported the growth of a digital factory from 2 to 60 FTE, cutting time-to-market from 18 to 3 months.

Phygital connects digital and branch in a single customer journey: remote onboarding, e-KYC, e-signature, then human advice with the file already prepared, and an omnichannel adviser workstation.

By automating operations, empowering customers, serving them instantly across channels and improving customer knowledge and targeting, notably through marketing automation. The result: more usage, product holding, loyalty and net banking income.

With a digital maturity assessment and benchmark, then a multi-year roadmap with quick wins, a prioritised project portfolio and governance. A first discussion with a partner frames your context.

Yes: scoping and solution selection, MOA assistance, steering, testing and acceptance, post-go-live support, on SAP ECC and S/4HANA, Microsoft Dynamics (Business Central, Finance & Operations) and Sage.

No. The offer was proven in banking (four Moroccan bank digital programmes) and also applies to insurance, industry and public administration: digital strategy and roadmap, IS master plan and solution selection, MOA assistance, agility, cybersecurity, IT platforms, design system and journeys.

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A transformation challenge, a programme to secure, a first AI use case to launch? A partner will reply within 48 working hours.